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​​​​​​​Medical Coverage​​


 Medical Coverage Information

Eligible employees choose from four medical plan options - two traditional PPO options or two High Deductible health plan (HDHP) options - administered by UMR, a UnitedHealthcare company. These medical plan options support Bronson’s goals of fostering a culture of wellness, reducing healthcare expenses, and having you take an active role in personal health management. Read through the items on the Documents tab to understand the difference between these plans.​


Need help choosing?

All options are great plans. Use ALEX, our interactive, online benefits counselor, to help you decide which is right for you! Visit ALEX here


No matter the medical plan you select, there are no restrictions on the choice of providers. However, members who visit a Bronson provider or Bronson facility will receive the most cost savings. If you are unable to find a Bronson provider for a medical service, utilize the UnitedHealthcare (UHC) network​ for network discounts and savings. If your Bronson provider refers you to another provider for a service, check before your appointment to understand if they participate in the UHC network or if it will be 'out of network.'



Medicare Coordination

You and your spouse may be enrolled in a Bronson medical plan, regardless of age, for as long as you are eligible for medical benefits at Bronson. This may impact your decision to enroll in Medicare beginning at age 65.

Have you enrolled in Medicare?

Please notify HR Benefits at HRhelp@bronsonhg.org so Medicare coverage can be coordinated with your Bronson medical coverage. Additionally, if you are enrolled in either of Bronson's High Deductible health plans (HDHP), you may not contribute to a Health Savings Account (HSA) while enrolled in any parts of Medicare, per the IRS. You may use funds in an existing or prior HSA, but you cannot contribute funds from your paycheck into an HSA while enrolled in Medicare, which also excludes you from the quarterly HSA employer contribution that Bronson provides. ​

Bronson benefits staff are not able to speak to Medicare coverage and offer the following resources as a place to start with questions near your 65th birthday:



  
  
2024 - Benefit Summaries.pdf
  
2024 - Benefits Guide.pdf
  
2024 - Open Enrollment Newsletter.pdf
  
2024 - What's New_What's Changing.pdf
  
2024 Bronson Retiree Trifold.pdf
  
2024 UMR FAQ.pdf
  
2024 UMR Spanish Member Portal Communication.pdf
  
2024 UMR Welcome Letter.pdf
  
SBC UMR FINAL HDHP Premier.docx
  
SBC UMR FINAL HDHP Standard.docx
  
SBC UMR FINAL PPO Premier.docx
  
SBC UMR FINAL PPO Standard.docx
  
SBC UMR FINAL Travel Staff HDHP.docx
  
  
Notes
  
  
  
  
View your Explanation of Benefits, find an in-network provider, and monitor claims by logging on to the member portal.
  
Find an in-network provider and monitor your Tier 2 claims on this portal.
  
Use this link to find a provider in the Tier 1 Bronson network.
  
View this short video from ALEX to learn how to save on healthcare costs.
  
Understand your options for seeking medical care.


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